When Charlie went through southwest Florida, there were a lot of homes years later that still had tarps on their roofs. And I heard many people were having to drag their insurance companies through the courts in order to get their damage claims paid.
We dropped out home owners insurance years ago. With the deductibles they (State Farm) were putting on hurricane related damage, it didn't make sense to just keep on handing them money and getting basically no substantial coverage at all.
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