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The Ranting Room Got a gripe about life? Want to sound off about the unfairness of the universe? Does something just REALLY piss you off? Well, come on in and talk about it! |
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01-10-2011, 06:27 PM
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#11
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spam sniper
Join Date: Nov 2006
Location: Seminole
Posts: 941
Name : Chris Huff
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someone side swiped my rear qtr panel at a circuit city. no note.
still haven't fixed it yet either.
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01-10-2011, 09:41 PM
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#12
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Senior Member
Join Date: May 2006
Location: port of indecision
Posts: 5,604
Name :
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Quote:
Originally Posted by Bob K
I think Florida is 'no fault' so his insurance would pay anyway but he wouldn't have to pay the deductible if the other person could be found. I'm sure they will not raise his rates.
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It totally depends on the company.
Where one will forgive one claim, another won't.
The difference is in subrogation.
If the other driver were known, the insurance company would pay his repair costs, then go after the other guys insurance company to recover thier costs.
Quote:
Originally Posted by ClockworkC5
since the person is long gone, do you think i will have to pay the deductible?
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Yes.
If you have it done, they pay the repair facility, minus the deductible.
You have to pay the deductible.
Sometimes, you can work a deal with the repair facility...but I ain't gettin' into that
Another option.
Take the repair $$$$ and:
1) Have someone do it cheaper,
2) Do it yourself,
or
3) Don't do it at all, and pocket the $$$.
__________________
Remember:
Artificial Intelligence is no replacement for Natural Stupidity!
Be Polite, Be Professional...and have a plan to kill everyone you meet.
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01-11-2011, 10:02 AM
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#13
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droog
Join Date: Jan 2007
Location: tampa
Posts: 465
Name :
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if im going to be buying a new bumper, are there any good looking aftermarket ones?
__________________
2000 white C5
blackwing intake/descreened maf
ported & polished throttle body
160 hypertech stat
taylor thundervolt wires
tb coolant bypass
slp short tube headers
borla quad stingers
anti-venom/tampa tune
cross drilled and slotted rotors
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01-11-2011, 11:11 AM
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#14
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Senior Member
Join Date: May 2006
Location: port of indecision
Posts: 5,604
Name :
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Quote:
Originally Posted by ClockworkC5
if im going to be buying a new bumper, are there any good looking aftermarket ones?
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For the C5, the Tiger Shark is a great looking bumper, one of the best I've seen.
If I had a C5 and had or wanted to change the front bumper, that's the way I'd go hands down!
Some sources:
http://www.doubledmods.com/TIGER-SHARK_c38.htm
http://www.ecklers.com/corvette-fron...l?dept_id=1441
Do a Google search and you'll see a bunch of them.
__________________
Remember:
Artificial Intelligence is no replacement for Natural Stupidity!
Be Polite, Be Professional...and have a plan to kill everyone you meet.
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01-11-2011, 11:15 AM
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#15
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droog
Join Date: Jan 2007
Location: tampa
Posts: 465
Name :
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not bad. thank you, that may be the route i go. really interesting looking, and a nice way to make my car a little different.
__________________
2000 white C5
blackwing intake/descreened maf
ported & polished throttle body
160 hypertech stat
taylor thundervolt wires
tb coolant bypass
slp short tube headers
borla quad stingers
anti-venom/tampa tune
cross drilled and slotted rotors
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01-11-2011, 05:34 PM
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#16
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Member
Join Date: Jan 2010
Location: Boston Georgia
Posts: 213
Name : BENJAMIN LONG SR.
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the tigershark with the splitter loos BADA$$....
__________________
Life is hard. It's much harder when you're stupid.
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01-11-2011, 06:46 PM
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#17
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Member
Join Date: Jun 2010
Location: Boynton Beach, Florida
Posts: 73
Name : Eric Dellinger
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Sorry to hear about the hit and run, mine got keyed last month and I'm stripping it down to fiberglass for new paint.
Placing a claim with your carrier will involve your deductible if you have one and could increase your rates since claims history will be generated, granted your premium could go up anyway on an annual basis depending upon how many claims are paid by the carrier for the year at which time they pass their expense on to all policy holders including those who haven't placed a claim.
So you could do the good thing and pay it out of pocket and still get hit with a higher premium due to others who filed claims or you can place a claim and have them pay for it and have your rates go up and know that at least you helped contribute to the increase .
You would be better off with a police report, it's a preferred standard with insurance carriers and some require them. I drove mine to the police department the next day and met an officer, showed him the damage and he gave me a case number that you'll pass on to your carrier when you file your claim. Take pictures for your records and maintain a log of everything you do related to your claim from the date and time and officer you report the damage to and then every phone call you make to your agent or insurance company, body shop, etc. You shouldn't need this but it's better to have it documented just in case, CYA.
Eric
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01-11-2011, 09:46 PM
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#18
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Senior Member
Join Date: May 2006
Location: port of indecision
Posts: 5,604
Name :
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Quote:
Originally Posted by palmbeachvette76
Sorry to hear about the hit and run, mine got keyed last month and I'm stripping it down to fiberglass for new paint.
Placing a claim with your carrier will involve your deductible if you have one and could increase your rates since claims history will be generated, granted your premium could go up anyway on an annual basis depending upon how many claims are paid by the carrier for the year at which time they pass their expense on to all policy holders including those who haven't placed a claim.
So you could do the good thing and pay it out of pocket and still get hit with a higher premium due to others who filed claims or you can place a claim and have them pay for it and have your rates go up and know that at least you helped contribute to the increase .
You would be better off with a police report, it's a preferred standard with insurance carriers and some require them. I drove mine to the police department the next day and met an officer, showed him the damage and he gave me a case number that you'll pass on to your carrier when you file your claim. Take pictures for your records and maintain a log of everything you do related to your claim from the date and time and officer you report the damage to and then every phone call you make to your agent or insurance company, body shop, etc. You shouldn't need this but it's better to have it documented just in case, CYA.
Eric
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Excellent advise Eric
Thank you.
__________________
Remember:
Artificial Intelligence is no replacement for Natural Stupidity!
Be Polite, Be Professional...and have a plan to kill everyone you meet.
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01-11-2011, 09:57 PM
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#19
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Member
Join Date: Jun 2010
Location: Boynton Beach, Florida
Posts: 73
Name : Eric Dellinger
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Thanks Shadow, it's the retired claims adjuster in me that seems to sneak out every now and then and now back to sanding I go, well in the morning I'll finish this glass of Smokin Loon and head to that horizontal recharging location first. Hoping my new hood should arrive tomorrow from Ecklers, what a fiasco that was but High rise cowl hood is on the way
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01-12-2011, 03:47 AM
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#20
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Senior Member
Join Date: May 2006
Location: port of indecision
Posts: 5,604
Name :
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Sounds sweet!
__________________
Remember:
Artificial Intelligence is no replacement for Natural Stupidity!
Be Polite, Be Professional...and have a plan to kill everyone you meet.
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